Terms and Conditions

Effective Date: Thursday, August 29, 2024

Welcome to Citizens Group FL. By accessing or using our services, you agree to comply with and be bound by the following Terms and Conditions. Please read them carefully.

1. Acceptance of Terms

By using our website, services, or products, you agree to these Terms and Conditions. If you do not agree to these terms, please do not use our services.

2. Definitions

Citizens Group FL, we refers to the company providing the services outlined in these Terms and Conditions.

✅ User refers to any individual or entity using our website or services.

3. Services

Citizens Group FL provides [brief description of services/products]. We reserve the right to modify, suspend, or discontinue any aspect of our services at any time without notice.

4. User Obligations

✅ You must provide accurate and complete information when using our services.

✅ You agree not to use our services for any unlawful or prohibited purpose.

✅ You are responsible for maintaining the confidentiality of your account information and for all activities that occur under your account.

5. Payment Terms

✅ Fees for our services are detailed on our website or in separate agreements.

✅ Payments are due as specified and may be subject to change with prior notice.

✅ We may offer refunds or credits at our sole discretion, as detailed in our refund policy.

6. Intellectual Property

All content on our website, including but not limited to text, graphics, logos, and software, is owned by or licensed to Citizens Group FL and is protected by intellectual property laws. You may not use any content from our website without our express written permission.

7. Limitation of Liability

To the fullest extent permitted by law, Citizens Group FL shall not be liable for any indirect, incidental, consequential, or punitive damages arising from your use of our services. Our total liability for any claims related to our services shall be limited to the amount paid by you for the service in question.

8. Privacy Policy

Your use of our services is also governed by our [Privacy Policy](link to Privacy Policy), which outlines how we collect, use, and protect your personal information. Please review it carefully.

9. Dispute Resolution

Any disputes arising out of or relating to these Terms and Conditions shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association. The arbitration shall be conducted in North Miami Beach, Florida.

10. Governing Law

These Terms and Conditions shall be governed by and construed in accordance with the laws of the State of Florida, without regard to its conflict of law principles.

11. Modifications

We may update these Terms and Conditions from time to time. Any changes will be posted on our website with the updated effective date. Continued use of our services after such changes constitutes your acceptance of the modified Terms and Conditions.

12. Termination

We may terminate or suspend your access to our services if you breach any of these Terms and Conditions. You may terminate your account by notifying us in writing.

13. Contact Information

If you have any questions or concerns about these Terms and Conditions, please contact us at:

Citizens Group FL
1814 NE Miami Gardens Dr.
North Miami Beach, FL 33179
📞 Phone: 954-399-3636
📧 Email: info@CitizensGroupFL.com
🌐 Website: https://citizensgroupfl.com